Net Salary Calculator — Spain 2025
Calculate your take-home pay from your gross annual salary. Social Security and IRPF estimates for 2025. No registration, no data sent to any server.
Salary & settings
Calculated with the standard personal minimum (€5,550), no dependants or disability. 2024/2025 state IRPF scale.
Enter your gross salary to see the result
How the calculation works
- Social Security (6.35%) — Common contingencies 4.70%, unemployment 1.55%, professional training 0.10%.
- Work income reduction — Up to €6,498 for low incomes, phased out above €14,047.50.
- IRPF — 2024/2025 state general scale applied to the taxable base net of the personal minimum (€5,550).
- Net salary — Gross − SS − IRPF, divided by the number of payments.
Frequently asked questions
How is net salary calculated in Spain?
Net salary equals gross salary minus Social Security contributions (6.35%) and the estimated IRPF withholding. IRPF is a progressive tax based on income brackets and personal situation.
How much Social Security does an employee pay?
In 2025, employees contribute 6.35%: 4.70% for common contingencies, 1.55% for unemployment, and 0.10% for professional training.
Is the IRPF calculation accurate?
It is an estimate using the standard 2024/2025 state scale. The actual withholding may vary by autonomous community, other income sources, or additional deductions.
What is the difference between 12 and 14 payments?
The annual net total is identical. With 14 payments, bonuses in July and December are paid separately. With 12 payments, those bonuses are folded into each monthly payment, making each month higher.